Coverage Options
Cannabis Business Insurance
Every policy a cannabis business needs — shopped across multiple specialty carriers by brokers who know the industry.
General Liability Insurance
General liability is the foundation of any cannabis business insurance program. It protects against third-party claims of injury or property damage arising from your premises and operations.
Product Liability Insurance
Product liability covers claims that a product you cultivated, manufactured, or sold harmed a consumer — contamination, mislabeling, potency or pesticide issues, and adverse reactions.
Cannabis Crop & Cultivation Insurance
Crop and cultivation coverage protects a grower's most valuable asset — the plants themselves — plus harvested inventory, against covered perils like fire, theft, and equipment-related losses.
Commercial Property Insurance
Commercial property covers the physical assets of your cannabis business — tenant improvements, equipment, fixtures, finished inventory, and on-site cash — against fire, theft, vandalism, and more.
Commercial Auto Insurance
Commercial auto covers the vehicles your cannabis business uses — delivery cars, transport vans, and trucks moving product or cash between licensed locations. Personal auto policies exclude business and cannabis use.
Workers Compensation Insurance
Workers comp is legally required from your first employee in most states and provides medical and wage-replacement benefits to workers injured on the job — at the dispensary, grow, or processing facility.
Cyber Liability Insurance
Cyber liability covers the cost of a data breach, ransomware attack, or privacy claim — increasingly critical for cannabis businesses that collect ID, payment, medical, and seed-to-sale tracking data.
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